Kashmir, like the rest of India, uses the Indian Rupee (INR) as its official currency. Banknotes come in denominations like ₹10, ₹20, ₹50, ₹100, ₹200, and ₹500.

💱 Currency Exchange Tips:

  • Foreign currency (USD, EUR, GBP, AUD, CAD, etc.) can be exchanged at airports, banks, authorized money changers, and even some hotels.
  • ATMs are widely available in cities and towns, and most accept international debit and credit cards (Visa, Mastercard, etc.).
  • For the best rates, it’s recommended to exchange a small amount at the airport and larger amounts at authorized forex outlets in town.
  • Digital payments (like UPI, Google Pay, etc.) are popular among locals, but foreign travellers may find cash or cards more convenient unless they have an Indian bank account.

💡 Pro Tip:

Always keep some small change (₹10–₹100 notes) handy for tips, small purchases, or local transportation.